Page 17 - Bristol Magazine Spring 2025
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Medicare Insurance Questions?
203-239-4044
NICK CASELLA
YOU NEEDED CLARITY ON HOW MEDICARE
INSURANCE WORKS. WE HEARD YOU!
MEDICARE MADE SIMPLE
Whether you are currently a Medicare Insurance bene- Medicare Part C (Medicare Advantage)
ficiary, turning 65 or over 65 and getting ready to retire, • Offers health plan options run by Medicare-approved
it is very important that you understand the basics of private insurance companies. Medicare Advantage
Medicare. Plans are a way of getting the benefits and services
WHAT IS MEDICARE? covered under Part A and Part B. Most Medicare Ad-
vantage Plans cover Medicare prescription drug cov-
Medicare is health insurance for: erage (Part D). Some Medicare Advantage plans may
• People 65 or older include extra benefits for an extra cost. Talk to your
insurance provider for information
• People under the age of 65 with certain disabilities
• People of any age with End-Stage Renal Disease, also Medicare Part D
known as ESRD (permanent kidney failure requiring • Helps cover the cost of prescription drugs
dialysis or kidney transplant) • May help you lower your prescription drug costs and
help protect against higher costs
WHAT ARE THE DIFFERENT PARTS OF MEDICARE? • Run by Medicare-approved private insurance com-
panies
The different parts of Medicare help cover specific
services
Medicare Part A (Hospital Insurance)
• Helps cover the costs of inpatient care in hospitals
• Helps cover the costs of skilled nursing facilities, WE MAKE MEDICARE
hospice and home health care INSURANCE SIMPLE!
Medicare Part B (Doctors/Medical Insurance)
• Helps cover the costs of doctors’ and other health CALL US TODAY 203-239-4044
care providers’ services, outpatient care, durable
medical equipment and home health care Health Insurance Associates, LLP
• Helps cover the costs of some preventative 250 State St. UNIT F1 • North Haven
services to maintain your health and to keep
certain illnesses from getting worse
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